Get your California Second Mortgage from HMC

Apply to your closest branch of Homeowners Mortgage Company (HMC) for a California second mortgage. We offer the most flexible terms to suit every home owner. So come along to meet with one of our mortgage counselors. We'll show you how to make the most of your home equity and we'll make sure your California second mortgage is the best loan for you. We recommend that you shop around before coming to us... You'll see that with HMC you will get the very best deal for a California second mortgage.

What to Look Out for when Applying for a California Second Mortgage

Here are some pointers of what to look out for when making enquiries about applying for a California second mortgage. The variables that can make or break your financial situation when taking out a California second mortgage are easy to look out for. Just remember to do so before applying for your loan. The most important things to check before signing on a California second mortgage are the length, costs and rates. These vary from company to company. The length of a second mortgage loan can range from a year or two to 15 to 20 years. Take this into consideration when deciding the amount you are applying for. The cost of a California second mortgage is measured in points. Each point is a percentage of the loan. Be sure to get the amount of the fee in writing before you take the loan. A California second mortgage loan can have a fixed or adjustable interest rate. To fully understand all these issues, we urge you to meet with a mortgage counselor prior to signing any documents. We at HMC are glad to be of service.